Key Takeaways
- Mutual fund transactions typically run through exchange or RTA platforms via registered entities.
- Goal planning and portfolio tracking drive engagement.
- Advisory and distribution are regulated by SEBI and AMFI rules.
Investment apps help users invest in mutual funds, track portfolios and plan goals.
Key features
- KYC onboarding
- Mutual fund discovery and SIPs
- Goal-based planning
- Portfolio tracking and import (CAS)
- Rebalancing alerts
- Tax reports
- Advisor dashboard
Integrations
| Integration | Purpose |
|---|---|
| Exchange MF platforms / RTAs | Transactions |
| KYC registration agencies | Investor KYC |
| Account Aggregator | Financial data |
| Payment mandates | SIP collections |
Note: Investment advice and distribution are regulated by SEBI/AMFI; consult experts. This article is not investment advice.
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Frequently Asked Questions
Can I build a mutual fund app?
Yes, typically as or in partnership with a registered distributor or adviser, using exchange or RTA platforms.
What is CAS?
A Consolidated Account Statement showing a user's mutual fund holdings across AMCs.
Is robo-advisory regulated?
Investment advice is regulated by SEBI; robo-advisory must follow applicable rules.
How are SIPs collected?
Through mandates such as eNACH or UPI AutoPay.
